This type of note is a written document that is backed by a property as a collateral or security for the loan amount. In a secured promissory note, it is stated that if the borrower is failing to repay the loan amount on the due date, the lender will then take your property. There are many lenders who never pay the loan amount without any security and is usually used in commercial or real estate loans. Secured promissory a bit stressing on the part of the borrower because if due to any reason the borrower fails to pay off the loan amount on the spelled out date of the note, he/she will lose the right of possession of the property.
It is important to keep the terms and conditions of the secured promissory note a little flexible. Always try to sign a promissory note having some flexible circumstances in which the borrower will consider as a defaulter. A promissory note, once signed by both the parties will be considered as a legal document and both parties will be then bound to abide its terms and conditions. A secured promissory note never includes the details of the collateral and is similar to a simple promissory note however have an additional agreement based on the details of collateral. For example, if in a secured promissory note, a car is offered as a collateral, the secured agreement will be based on the details of the car like its model, date of manufacture, time of usage and the current value. Read the rest of this entry »
A retirement note is a note written by the colleagues to a retiree for the appreciation of his/her work and relationship. You can write a retirement note to your colleagues, friends as well as to your relatives and family members like grandparents, parents, uncle, cousins etc. the purpose of writing a retirement note is to appreciate their working life and to say them welcome to their social life as it is really hard for people to keep a balance with social and working life. Usually, when a senior colleague is retired, the office partners give them a good bye party and on that occasion people give retirement cards to the older colleague along with gifts and flowers. If you hear about the retirement of a friend or relative you can simply send them retirement notes and cards.
There are a number of cards and wordings that one can use to send to retired people as a retirement note. You can find a number of funky phrases and cards that you can send to your colleagues and friends whereas can also send some appreciation and respectful phrases to those that are senior to you. The prospect of retirement is a very different time when the retiree has some mix sort of feelings and some positive lines of the friends and colleagues can make them comfortable and happy. Read the rest of this entry »
Companies and organizations always do business together and when they do, they don’t just believe on the words of each other but they sign a legal document called a contract or agreement. It includes all the terms and conditions to which the both parties are legally bound to obey and follow. Agreement also includes a separate part in which the details are included about the violation of the contract and its consequences. When a party violates any clauses of the agreement, the other company reserves the right to terminate the agreement and file a lawsuit against it. This all process is done by an official document informing the other party about their violations and it’s called contract violation notice.
Brief description of contract violation notice:
It is not uncommon that even if two companies agree on a mutual contract and promise not to violate the rules and regulations of the contract but sometimes the situation is not right and someone has to break a law or rule in order to conduct a business. This is very usual and companies are used to handle this kind of situations. Although when a company or an individual violates the contract, he knows it too but it’s the responsibility of the other company to inform him about the violation and ask him to give some explanation in order to resolve the issue and this entire process is based on the violation notice that the company sends.
Elements of a contract violation notice:
- Name of the company or individual who is sending the notice
- Name of the receiving company or individual at the other end
- Date when the notice was issued
- Reference number of the notice for record keeping
- Details of the contract under consideration
- Reasons to terminate the contract
- Detailed information about the violations of the contract
- Possible consequences because of the violations
- Further instructions for the one who violated the contract
Purposes of a contract violation notice:
When a company or an individual violates the agreement, there is no possible explanation for the other company but it is the basic right of that company or the individual to explain his situation and resolve the issue without including the court and that’s the basic purpose of this notice that it informs the other party that it has violated the contract and now it owes an explanation. Also when both the parties sit together and talk, they can agree on mutual terms to get pass the violation with some kind of new agreement and it is quicker than the court sessions and final verdict.
Where to find a contract violation notice?
Companies usually prepare contract violation notices and they have their own department that deals with these matters. Usually it’s the HR department that prepares and sends the contract violation notices and there is no need to include any lawyer in the beginning until the other company replies to the notice. On the other hand, as an individual you can download these notices from Internet.
Here is preview of a Free Sample Contract Violation Notice created using MS Word,
Here is download link for this Contract Violation Notice,
Download Contract Violation Notice
In the trading world, it is not possible for a company to always work alone in the market and not ask any other supplier or organization to help or provide something. For example, a company deals in computer parts but it needs to hire a cargo company for the shipment of the parts to different cities. This way, it hires a cargo company on contract and when there is a violation in the contract clauses by the cargo company, the computer firm terminates the contract or asks the cargo company to stop their operations immediately.
Brief description of contract termination notice:
When we talk about contracts, there is something that is very important to discuss; the clauses, rules, regulations and terms of the contract. These terms and conditions keep both companies legally bound to provide what they agreed before. For example, two companies sign a contract where one company is a supplier and the other company will pay for its supplies. Now the first company is bound to provide the supplies where the receiver is bound to pay for the supplies.
In case any of the company violates any clause or term of the contract, the other company reserves the right to terminate the contract immediately. This way, the company that violated the rules is punished for their mistake and most of the time, these terminations are followed by legal procedures i.e. cases in courts. To inform the other company that they have violated the contract, the other company prepares an official document that shows the reasons of the contract termination and it is referred to contract termination notice.
Before preparing such notices, companies call the representatives of each company to sit together and talk about what happened. If they settle their dispute in the meeting, there won’t be any law suit or terminations where on the other hand, if they fail to solve the issue, they are provided with a termination notice for the contract.
Elements of a contract termination notice:
- Name of the company who wants to terminate the contract
- Details and specifications of contract that is being terminated
- Name of the service provider (the other company)
- Date of issuance of the notice
- Possible reasons of termination
- Any particular details about the outcomes of the notice for the other company
- Authentication by the company (i.e. signature, witnesses and stamps)
Where to get a contract termination notice?
There is no specific way to find a contract termination notice but there are many lawyers that can prepare the paper work for the companies. Most of the time, companies ask their own legal department or HR department to prepare the documentation work for the termination of a contract and it’s usually done in the presence of the other company’s representatives.
This is something that is only done in this particular kind of notice that it’s not sent to the other company by post but officials of that company are present in the meeting while the termination notice is being prepared.
Sample Contract Termination Notice:
Here is a sample Contract Termination Notice created using MS Word,
Here is download link for this Contract Termination Notice,
Download Contract Termination Notice
Sometimes we become unable to perform our routine work because of any health issue but unfortunately in some formal places like offices, schools or any sports club, the administration asks for an evidence or proof of one’s sickness. Doctor’s note is very commonly used notes that help people get leaves from their school or office whether of illness or another reason. This is a kind of solid proof that you have to attach with the leave application in order to get approval. In many organizations, a doctor’s note for work is the only way to get leaves otherwise one can lose his/her job forever.
What a doctor’s note for work is based on? A doctor’s note for work is also known as a sick note and is based on a note written by a licensed doctor for a patient with a description that the person is suffering from certain health issue and is unable to perform work for a specific number of days. These notes can be genuine as well as fake, however for accessing a fake doctor’s note for work the person has to make an appointment with a doctor and request for writing a note. Some medical professional writes a note just by charging their regular fee while some other may ask you for extra charges. Read the rest of this entry »
Soap Note is a short form of the Subjective Objective Assessment Plan Note that is usually written by professional medical or health care staff. The purpose of writing a Soap note is to make a health issue of a particular patient understandable for everyone and is to make a comparison of the progress of the patient on each passing day. Writing
Soap Notes are a standard way of recording the information about a patient that help the medical staff in proper assessment of the patient as well as help in making decisions regarding the health of the patient. Soap notes are found very helpful in medical emergencies as doctors have the complete data of a patient and the speed and manner of recovery from a certain health issue.
A Soap note is based on four parts consist of some important and relative information.
Subjective Data: It is the first section of a Soap note that is based on a brief history and feelings of the patient and is usually written after conducting a small interview with the patient. Such information includes age and gender of the patient along with the information about the type of health issue like fever, injury or any other issue. Information that is provided by patient is also part of this section. Read the rest of this entry »
A mortgage loan is a type of secured promissory note in which the mortgage has been always real property and a promissory note is based on a promise that the borrower will pay back the loan amount plus the specified interest rate within or on a specified period of time. A person who is buying property or the one who already own a property is eligible for getting mortgage loans and mortgage notes and in such loans, the amount of the loan is equal to or less than the value of the mortgage. Like other promissory notes, a mortgage note is also based on information like the names of the two parties that is the borrower and lender, the total amount of the loan, applied interest rate, date of return or due date, method of repayment and terms of the note.
A mortgage note has a number of things that both being a borrower and lender needs to be considered. A mortgage note is actually a borrower’s promise for the repayment of loan, however, the borrower should look at the defaulter terms carefully because in case of defaulter the borrower will lose the ownership of his/her property or mortgage. A mortgage is good for a lender because the lender has an option to sell out the property and to repay the loan amount. Read the rest of this entry »
A delivery note consists of the information that a package of a goods contain. It is usually based on the details of a package that a company has to deliver to the buyer. The details include the type of the product, quantity, color, size and a description about goods that are not enclosed due to some reasons. A delivery note is signed by the buyer and a copy of the signed delivery note is then sent back to the seller. The purpose of writing and pasting a delivery note on the package of goods is to allow the buyer to check the names of the items that he/she has offered and the number of the goods or products that are being sent to them. If a buyer finds something different from his/her order, they then never sign the delivery not and refuse the package, and the package goes back to the seller.
The delivery note never contains prices of the products and in some cases instead of writing the names of the products, the product codes are written in a delivery note. The delivery note work as a proof of delivery and saves the seller from any kind of legal actions against the seller. A delivery note is usually used for shipping and home delivery services. Read the rest of this entry »
An insurance cover note is offered by an insurance company to the policy holder or customer that is based on a number of information about the features of an insurance policy and is evidencing the issuance of a particular policy to the policyholder. An insurance cover note is basically based on information including the name of the policyholder, the insured risk, to coverage that is offered by the policy and the total amount of insurance in a brief manner. In many places, an insurance cover note is also known as a certificate of insurance. These notes are usually sent out on the same day the policy is accepted and usually takes about 24 hours in sending out.
An insurance cover note is important enough because it helps you in understanding the type and coverage of your purchased insurance policy. For example, if you want to purchase a home insurance policy, you have to choose the property protection policy or the home liability insurance. Both have their own coverage and charges. An insurance policy cover note also specifies the renewal period or the validity date of an insurance policy. When the specific period of insurance cover notes become close to over, the insurance company then sends notification to the policyholder to renew the policy and sent out a new insurance cover note or certificate to the purchaser for the next period of times. Read the rest of this entry »
Death note also known as obituary is specifically written to recap the main points of someone’s life. Death note is a public notification to inform people about the death of a person. Death note usually contains the name of the deceased person, age of deceased, address and recent employment information. Although it is a cathartic experience for writing a death note for someone but it is necessary for the information of public. It let the family members and friends to know about the death of a specific person so that they can gather at one place for the funeral ceremonies. Although you can inform people of your circle through phone but it is still necessary to design a death note for other members especially the special friends and colleagues of deceased person.
Sample Death Note
Please be advised that the citizen Jasmine Eva the legitimate daughter of Fernandez Peter and Jean Lantos born in Australia on the 25th of September 1979 has climbed the wall of death on the 28th of February 2013.
The deceased passed away in strictest intimacy, after a long ordeal involving a transformation of consciousness and an intense egoistic agony. From her remains is born Savina, a sovereign being who takes her flight toward immorality. The deceased leaves in mourning her Siamese twin.
Jasmine Eva who passed away at the same time as her sister, also mourning her departure are the government of Canada and Quebec, and the Crown, all private corporations that grieve the loss of a docile and profitable slave.
How To Write Death Note?
- You have to find a picture of deceased person to paste it on the death note. You can access any family member or friend to get the most appropriate picture with clear and smiling face. Scan the photograph to get a softcopy in your computer.
- Collect significant details of deceased person such as full name, age, date of death, hometown, immediate and extended family members, career and hobbies of the deceased person as well as details of funeral services.
- In first paragraph, write the name of deceased person, hometown and date of death. Second sentence should state the birth place of the person and details of any other towns where he/she has lived for extended period of time.
- Third sentence of the death note should include job description and date of services and details of company. You can also mention any interesting hobby, talents or special awards of the person.
- Last one or two sentences should specify the funeral details. You have to write the dates and time of services with visitation and church hours for memorial services. You can also make any request from family members for flowers and memorial donations for the deceased person.
- After completing the note, make its several photocopies to paste and distribute them in the different areas of town. You can send emails to your friends, coworkers and social groups. It will let your contact details to know about the funeral ceremonies.